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LOAN AGAINST PROPERTY

Home loan with attractive rates, smooth approval, and quick disbursal.

A better strategy for financial independence

The Loan Against Property Plan is a secured loan that you can obtain by offering your property as security or collateral. LAP interest rates range from 8.50% p.a. to 18% p.a. LAP offers loans of up to Rs. 25 crore for terms of up to 20 years. It can also help those seeking financial stability who want to combine their debts into a single loan. You can borrow money using your property as security and repay it over time via EMIs, or, in this way, you can keep your property and raise the funding against it. Pick Loan Against Property to assist you in meeting your financial needs.

Let your property secure the future you deserve

  • Have the collateral property in India
  • Must be 25 to 65 years of age
  • Must have a consistent income from a job or a company of at least Rs 25,000 per month.
  • Check that all legal property paperwork is in order.

If you match the eligibility conditions, you can apply for an LAP, which will be considered depending on your credit history and the market value of the property.

  • Proof of Identity (Passport, Driver’s license, and other government-issued IDs)
  • Proof of Address (Recent utility bill, property deed, or rental agreement for commercial property)
  • Property Documents (deed of sale, no objection certificate, and Property tax receipts)
  • Proof of Income (Salary slips for the past six months, bank statements, and income tax returns)