Balance Transfer

Home loan with attractive rates, smooth approval, and quick disbursal.

A better strategy for financial independence

The balance transfer of a loan refers to the procedure in which a borrower moves the remaining principal amount of their loan to a different bank or financial institution, typically aiming for a more favourable interest rate and enhanced features.All banking entities offer this service, allowing customers the flexibility to optimize their home loan terms to suit their financial needs and goals.

  • Three months' salary slips.
  • Three months' bank statements showing salary credits.
  • Identity proof.
  • PAN card
  • Address proof
  • About two photographs
  • Any other KYC documents requested by the bank.

  • TAN card
  • Last 3 years' Balance Sheet and Profit & Loss A/c Statements, with Annexure / Schedules.
  • Last 6 months' Current Account Statements of the business entity.
  • Last 6 months’ Savings Account Statements of the individual.