HDFC HOME LOAN

Trust HDFC for a home loan with attractive rates, smooth approval, and quick disbursal.

Rate of interest

HDFC Bank offers low home loan interest rates starting from 8.50*% p.a

Tenure

The Home Loan maximum tenure can extend up to 30 years

Purpose

Purchase of new Home through direct allotment or Resale of home.

Processing fee

Up to 0.50% of the loan amount or Rs 5,000 whichever is higher

“Own the home of your dreams”

HDFC Bank offers a variety of housing loans to cater to various consumer needs, including new house purchases and resale properties. These loans are tailored for salaried, self-employed, and business individuals, offering attractive rates, longer tenures, and legal and technical counseling. HDFC Bank offers online solutions for buying, constructing, or renovating houses, with benefits like comfortable EMIs and doorstep service. With instant EMI quotes and a 20-day sanction process, HDFC Bank makes home buying easy and also offers the option to transfer outstanding housing loans.

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KEY FEATURES OF HDFC HOME LOAN

  • Home loan approval in 4 simple steps.
  • Tailor-made home loans to suit your requirements
  • Apply with minimal documents, save time and effort.
  • Login to your account to conveniently manage your loan.
  • Expert legal and technical counselling
  • AGE - 21-65 years
  • PROFESSION - Salaried / Self Employed / Business Individual
  • NATIONALITY - Resident Indian
  • GENDER - All Genders

For Salaried Applicants:

  • Aadhar, Pan card
  • Salary slips for last 3 months
  • ITR and Form 16
  • Bank account statement for past 6 months showing salary credit
  • For Self-Employed Applicants:

  • Aadhar,Pan card
  • Business profile
  • Memorandum and Articles of Association of the Company
  • List of shareholders and directors with the individual certified by a CA/CS in case business entity is a company
  • Details of current loans of the individual and business entity including installments, outstanding amount, purpose, security, balance loan term, etc.
  • Property-related Documents

  • For New Home – Allotment letter copy/Buyer agreement
  • Payment receipt made to the developer
  • For Resale Home – Title deeds including previous chain of property documents
  • Agreement to sell copy
  • Initial payment receipt made to the seller
  • For House Construction

  • Title deed of plot
  • Copy of the plan approved by Local Authorities
  • No encumbrance proof on the property
  • The total estimate of construction by a Civil Engineer/Architect